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HousingFinding

Florida should create a state-backed reinsurance fund to lower homeowners insurance premiums.

Florida homeowners pay some of the highest insurance premiums in the country, and the state-run Citizens insurer covers many homes. A state reinsurance fund would use public money to cover part of insurers' storm losses.

Byron Donalds

Republican
Agree

reforming the Florida Hurricane Catastrophe Fund and reinsurance structure by reducing an unnecessary surcharge when the fund is strong and helping insurers pool reinsurance purchases

Press quote · Sep 15, 2026 · retrieved Sep 23, 2026

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