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HousingFinding

Florida should create a state-backed reinsurance fund to lower homeowners insurance premiums.

Florida homeowners pay some of the highest insurance premiums in the country, and the state-run Citizens insurer covers many homes. A state reinsurance fund would use public money to cover part of insurers' storm losses.

David Jolly

Democratic
Agree

I think we need bold, dramatic property insurance reform. We need a state catastrophic fund to remove hurricane coverage out of the private market.

Press quote · Sep 17, 2025 · retrieved Sep 23, 2026

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